C6 Corvette General Discussion General C6 Corvette Discussion not covered in Tech
Sponsored by:
Sponsored by: Feral Industries

Crashed!

Thread Tools
 
Search this Thread
 
Old Oct 5, 2020 | 06:02 PM
  #81  
GigG's Avatar
GigG
Racer
 
Joined: Sep 2019
Posts: 477
Likes: 130
From: El Dorado AR
Default

Originally Posted by Fast Dawg
Would you trust them to insure a Corvette? I used a local insurance broker when I was a teenager and into my 20s to keep my rates low by using the companies that would write me the lowest cost policies, but I wasn't insuring a Corvette.
Liability isn't protecting your Corvette. It is protecting people, cars, and things that you may hit with your Corvette. And doing so at the state minimum which is stupid no matter how much you pay for it.
Reply
Old Oct 5, 2020 | 06:59 PM
  #82  
LouieM's Avatar
LouieM
Race Director
20 Year Member
Liked
Loved
Community Favorite
 
Joined: Mar 2002
Posts: 13,646
Likes: 3,596
From: NorCal
Default

Bummer!
Reply
Old Oct 5, 2020 | 07:35 PM
  #83  
titanescape's Avatar
titanescape
Thread Starter
Intermediate
10 Year Member
Liked
Loved
Top Answer: 1
 
Joined: Sep 2011
Posts: 44
Likes: 29
From: Anna, Texas
Default

Well, got the first estimate today and they say she can be repaired. It's currently at the stealership and the big test will be tomorrow, she's going up on the rack. If no structural damage, it's looking good. I'm cautiously optimistic.

Keep ya fingers crossed!
Reply
Old Oct 5, 2020 | 07:44 PM
  #84  
Spark¥'s Avatar
Spark¥
6th Gear
 
Joined: Mar 2020
Posts: 6
Likes: 3
Default

Oh man! I’m sick seeing this! I’m in Florida and 94% of drivers on these roads need driving recertification! Happy to hear your physically fine but I can just imagine the mental anguish.

If it were me, and I love my Inferno Orange final year C6, I’d seriously consider moving on. I’d be constantly distracted by anything that wasn’t there before the accident and that’s no way to enjoy your ride.




Reply
Old Oct 5, 2020 | 07:49 PM
  #85  
titanescape's Avatar
titanescape
Thread Starter
Intermediate
10 Year Member
Liked
Loved
Top Answer: 1
 
Joined: Sep 2011
Posts: 44
Likes: 29
From: Anna, Texas
Default

Originally Posted by Spark¥
Oh man! I’m sick seeing this! I’m in Florida and 94% of drivers on these roads need driving recertification! Happy to hear your physically fine but I can just imagine the mental anguish.

If it were me, and I love my Inferno Orange final year C6, I’d seriously consider moving on. I’d be constantly distracted by anything that wasn’t there before the accident and that’s no way to enjoy your ride.
I drove the wife's SUV to work today. I must admit I was really looking at every car pulling up to the road!
Reply
Old Oct 5, 2020 | 08:39 PM
  #86  
MrClean21's Avatar
MrClean21
Instructor
 
Joined: Apr 2019
Posts: 239
Likes: 62
From: West Sacramento, CA
Default

Originally Posted by R&L's C6
The states seem to makes it easy for people to drive without insurance with no real consequences.

Reply
Old Oct 5, 2020 | 09:42 PM
  #87  
buckmeister2's Avatar
buckmeister2
Le Mans Master
Liked
Loved
Community Favorite
Top Answer: 1
 
Joined: May 2015
Posts: 5,187
Likes: 1,216
From: Las Vegas Nevada
Default

Originally Posted by geewez
Time to hire an attorney to go after him civilly even though he probably doesn't have much but will have an unpaid judgement against him for ever.

So, you will shell out a minimum of $1000 to get a worthless judgment against a worthless person???
Reply
Old Oct 5, 2020 | 09:50 PM
  #88  
buckmeister2's Avatar
buckmeister2
Le Mans Master
Liked
Loved
Community Favorite
Top Answer: 1
 
Joined: May 2015
Posts: 5,187
Likes: 1,216
From: Las Vegas Nevada
Default

Originally Posted by titanescape
My insurance company called me today and said they denied HIS claim. I said "WHAT?!?!"...Yeah this douche bag tried to say I swerved and hit him, he was sitting still. I had already sent pics that showed the damage, I clearly had the right of way..the fool hit ME! Wow..SMH
Without a witness or compelling physical evidence, action against him will go nowhere. Get your car fixed, nothing else you can do. Yes, you could pursue him in civil court,or even small claims, but without evidence, nothing is going to happen to help you.
Reply
Corvette Stories

The Best of Corvette for Corvette Enthusiasts

story-0

2027 Chevrolet Silverado 1500 First Look: Everything You NEED to Know!

 Michael S. Palmer
story-1

5 Best & 5 Worst Corvette Daily Drivers

 Joe Kucinski
story-2

The Headlights of Every Corvette Generation Explained

 Joe Kucinski
story-3

5 Best & 5 Most Overrated Corvette Track Packages of All Time!

 Joe Kucinski
story-4

Every 2027 Corvette Engine Explained

 Joe Kucinski
story-5

Designer Imagines A Corvette That Looks More Like a Corvette Than the Corvette

 Verdad Gallardo
story-6

10 Ugly Corvettes That We Still Kinda Love

 Joe Kucinski
story-7

Top 10 Most Expensive Corvettes Ever Sold on Bring A Trailer

 Brett Foote
story-8

10 Things Every Corvette Owner Needs (2026 Edition)

 Michael S. Palmer
story-9

8 Most "Only Corvette Owners Understand" Quirks and Problems

 Pouria Savadkouei
Old Oct 6, 2020 | 01:13 AM
  #89  
Got uid0's Avatar
Got uid0
Le Mans Master
20 Year Member
Liked
Loved
Community Favorite
 
Joined: Mar 2002
Posts: 8,466
Likes: 51
St. Jude Donor '17
Default

Originally Posted by Tonylmiller
Collision and comprehensive cover the car. Uninsured motorist just covers medical costs. At least that's how it is around here. Uninsured motorist doesn't cover what most people think.
Not here. It simply changes your deductible to a lower amount.
Reply
Old Oct 6, 2020 | 06:00 AM
  #90  
Jason71's Avatar
Jason71
Burning Brakes
 
Joined: Dec 2019
Posts: 1,043
Likes: 814
From: Virginia
Default

Originally Posted by Tonylmiller
Collision and comprehensive cover the car. Uninsured motorist just covers medical costs. At least that's how it is around here. Uninsured motorist doesn't cover what most people think.
Maybe this varies by state? I don’t know.......but your statement is incorrect in TN. Around twelve years ago I lived in TN, and I hit a young girl that ran a stop sign. I never even saw her. She had no insurance and my car was a total loss. My uninsured motorist coverage covered the loss of my car and they paid me top dollar for its value. I had been trying to sell the car before the accident (asking price of $5,000) and they gave me $3,000 more than my asking price. It was an older Honda Civic from college with 120k miles on it. BTW, My insurance rates never went up either.

The insurance company went after the young lady for the money they were out, but they never got anywhere with that. It was like getting blood out of a turnip.
Reply
Old Oct 6, 2020 | 07:41 AM
  #91  
Walt White Coupe's Avatar
Walt White Coupe
Race Director
20 Year Member
Active Streak: 120 Days
 
Joined: Jun 2005
Posts: 10,910
Likes: 2,701
From: Phila Suburbs 2023 C8 & 2013 650ix
Default

Originally Posted by Jason71
Maybe this varies by state? I don’t know.......but your statement is incorrect in TN. Around twelve years ago I lived in TN, and I hit a young girl that ran a stop sign. I never even saw her. She had no insurance and my car was a total loss. My uninsured motorist coverage covered the loss of my car and they paid me top dollar for its value. .
Obviously you don't know or remember what your insurance company did. YOUR COLLISION COVERAGE PAID FOR YOUR CAR MINUS YOUR DEDUCTIBLE. If you were injured your "uninsured" coverage would have paid for your medical bills. That how car insurance works.
Reply
Old Oct 6, 2020 | 11:31 AM
  #92  
Corvette_Ed's Avatar
Corvette_Ed
Race Director
10 Year Member
Liked
Loved
Top Answer: 5
 
Joined: May 2012
Posts: 15,768
Likes: 3,283
From: Phoenix area, AZ
Default

Originally Posted by Walt White Coupe
Obviously you don't know or remember what your insurance company did. YOUR COLLISION COVERAGE PAID FOR YOUR CAR MINUS YOUR DEDUCTIBLE. If you were injured your "uninsured" coverage would have paid for your medical bills. That how car insurance works.
You might want to look into this a bit more and stop yelling at people. Uninsured motorist coverage pays for both medical costs AND property damage.

Uninsured motorist coverage is part of a car insurance policy that helps pay for your medical bills or car repairs if you're hit by a driver who doesn't have car insurance.
Explanation of Uninsured Motorist Coverage

Last edited by Corvette_Ed; Oct 6, 2020 at 11:31 AM.
Reply
Old Oct 6, 2020 | 01:34 PM
  #93  
Fast Dawg's Avatar
Fast Dawg
Le Mans Master
Liked
Loved
Community Favorite
Top Answer: 5
 
Joined: Sep 2017
Posts: 5,767
Likes: 2,968
From: Rural NW Georgia. GO DAWGS!
2024 C8 of the Year Finalist - Unmodified
Default

Originally Posted by Walt White Coupe
Obviously you don't know or remember what your insurance company did. YOUR COLLISION COVERAGE PAID FOR YOUR CAR MINUS YOUR DEDUCTIBLE. If you were injured your "uninsured" coverage would have paid for your medical bills. That how car insurance works.
Are you an insurance broker? If not, why do you keep telling people how *their* insurance policy works?

As Corvette Ed correctly states: insurance policies vary from state to state. That’s a fact.
Reply
Old Oct 6, 2020 | 02:08 PM
  #94  
Walt White Coupe's Avatar
Walt White Coupe
Race Director
20 Year Member
Active Streak: 120 Days
 
Joined: Jun 2005
Posts: 10,910
Likes: 2,701
From: Phila Suburbs 2023 C8 & 2013 650ix
Default

Okay I have to agree that insurance requirements vary depending on State regulations. Making you pay for underinsured drivers in states that require it is a way that insurance companies have been given a way by the regulators to double bill customers. Your collision coverage in most states covers any damage to your car no matter who is at fault.
From the quoted article:

Do I Need Uninsured Motorist Coverage If I Have Collision Insurance?

Collision insurance helps cover the cost of repairing or replacing your vehicle if it is damaged in an accident. It does not cover the costs of any medical bills for you or your passengers that may result from the accident. So, if you're hit by an uninsured or underinsured driver, you could be paying for those doctor's bills out of your own pocket. Uninsured and underinsured motorist bodily injury coverages can help with medical bills resulting from an accident.
Reply
Old Oct 20, 2020 | 07:10 PM
  #95  
titanescape's Avatar
titanescape
Thread Starter
Intermediate
10 Year Member
Liked
Loved
Top Answer: 1
 
Joined: Sep 2011
Posts: 44
Likes: 29
From: Anna, Texas
Default

**********UPDATE**********+
Well, the saga finally comes to a close, total loss. The impact pretty much destroyed the rear suspension. The front took a hit too from the curb. I thought the settlement was fair so not gonna bitch. I think it's time to go ZO6! Thanks again to everyone for all the kind words and thoughts.

Last edited by titanescape; Oct 20, 2020 at 07:11 PM. Reason: spelling error
Reply
Old Oct 20, 2020 | 07:55 PM
  #96  
Purple92's Avatar
Purple92
Melting Slicks
20 Year Member
Liked
Loved
Top Answer: 3
 
Joined: Jul 2005
Posts: 2,651
Likes: 864
Default

titanescape - It may sound crazy - but honestly - if you got a fair settlement - it's probably better that the car was totaled. You can now go out and get something that has never been hit. I don't now how everyone else feels - but if I had a choice of a car with no accident history - or a car that had been hit and repaired - - I'd go with the car that had never been in the accident every time !!!

Good luck looking - now is NOT a bad time of the year to be in the Corvette market !!!
Reply
Old Oct 21, 2020 | 08:28 AM
  #97  
Walt White Coupe's Avatar
Walt White Coupe
Race Director
20 Year Member
Active Streak: 120 Days
 
Joined: Jun 2005
Posts: 10,910
Likes: 2,701
From: Phila Suburbs 2023 C8 & 2013 650ix
Default

I guess you haven't heard that all used car prices are up right now.
Reply

Get notified of new replies

To Crashed!

Old Oct 21, 2020 | 09:15 AM
  #98  
dkpnkc's Avatar
dkpnkc
Burning Brakes
Liked
Loved
Community Favorite
Top Answer: 1
 
Joined: Oct 2017
Posts: 909
Likes: 320
From: Kearney Missouri
Default

Originally Posted by Walt White Coupe
I guess you haven't heard that all used car prices are up right now.
No lie. I paid $34,200 for my '11 GS 3LT 6 Spd (5k miles) almost a year to the date from Carvana. I feel lucky now.
Reply
Old Oct 21, 2020 | 09:33 AM
  #99  
Fast Dawg's Avatar
Fast Dawg
Le Mans Master
Liked
Loved
Community Favorite
Top Answer: 5
 
Joined: Sep 2017
Posts: 5,767
Likes: 2,968
From: Rural NW Georgia. GO DAWGS!
2024 C8 of the Year Finalist - Unmodified
Default

Originally Posted by Purple92
Good luck looking - now is NOT a bad time of the year to be in the Corvette market !!!
Originally Posted by Walt White Coupe
I guess you haven't heard that all used car prices are up right now.


Its a terrible time to be looking for used cars. They are bringing a much higher price now. I sold a 14 MB E350 AMG Cabriolet because of this market and got $3k more than I thought I would.
Reply
Old Oct 21, 2020 | 10:31 AM
  #100  
reasonable suspicion's Avatar
reasonable suspicion
Melting Slicks
 
Joined: Jan 2013
Posts: 2,220
Likes: 326
From: what ain't no country I ever heard of
Default

Originally Posted by buckmeister2
So, you will shell out a minimum of $1000 to get a worthless judgment against a worthless person???

agreed, wouldn’t even be worth it to 1099 the judgment. Save the time, money, and aggravation and move on
Reply



All times are GMT -4. The time now is 07:23 AM.

story-0
2027 Chevrolet Silverado 1500 First Look: Everything You NEED to Know!

Slideshow: Is the 2027 Chevrolet Silverado 1500 the best Silverado yet?

By Michael S. Palmer | 2026-06-16 08:01:12


VIEW MORE
story-1
5 Best & 5 Worst Corvette Daily Drivers

Slideshow: 5 best and 5 worst Corvette daily drivers

By Joe Kucinski | 2026-06-15 10:32:13


VIEW MORE
story-2
The Headlights of Every Corvette Generation Explained

Slideshow: The headlights of every Corvette generation explained

By Joe Kucinski | 2026-06-15 10:17:14


VIEW MORE
story-3
5 Best & 5 Most Overrated Corvette Track Packages of All Time!

Slideshow: The 5 best and 5 most overrated Corvette track packages ever.

By Joe Kucinski | 2026-06-09 12:46:45


VIEW MORE
story-4
Every 2027 Corvette Engine Explained

Slideshow: Every 2027 Corvette engine explained

By Joe Kucinski | 2026-06-09 12:16:31


VIEW MORE
story-5
Designer Imagines A Corvette That Looks More Like a Corvette Than the Corvette

Slideshow: A Jaguar designer's personal project imagines what a modern front-engined Corvette might look like if Chevrolet revisited the golden age of the Stingray.

By Verdad Gallardo | 2026-06-08 19:53:43


VIEW MORE
story-6
10 Ugly Corvettes That We Still Kinda Love

Slideshow: 10 ugly Corvettes that we still kinda love.

By Joe Kucinski | 2026-06-03 10:34:17


VIEW MORE
story-7
Top 10 Most Expensive Corvettes Ever Sold on Bring A Trailer

A lot of money has changed hands at the online auction house over the years.

By Brett Foote | 2026-06-03 10:21:50


VIEW MORE
story-8
10 Things Every Corvette Owner Needs (2026 Edition)

Slideshow: 10 great gifts Corvette enthusiasts actually want for Father's Day!

By Michael S. Palmer | 2026-06-03 15:43:40


VIEW MORE
story-9
8 Most "Only Corvette Owners Understand" Quirks and Problems

Slideshow: These are the quirks, annoyances, and oddly lovable problems that every Corvette owner eventually learns to live with.

By Pouria Savadkouei | 2026-05-28 09:31:39


VIEW MORE