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you know as well as I do, these things start by opting in, then later, in order to avoid paying an extra xx%, they recommend you enable it.
They already do that. You are free to Opt-Out, but your rates are higher.
Give it a few years and just like Ins. becoming mandatory in the '80's, this will become mandatory too. Probably when Driverless cars start becoming the norm.
Last edited by CriticalmassGT; Apr 18, 2017 at 01:26 PM.
This will not save you a lot of money but it could cost you your insurance if you are a naughty driver!
According to my independent agent who I've known and trusted for 20 years, that is absolutely not true . . . just more paranoia.
When I discussed those devices with him, he said you could have the worst score, still receive the 5% discount, and your rates aren't raised. If you have a really good score, your discount could be up to 40%. He said these programs are designed to incentivize safer driving and to get people to think about how they drive. That can't be a bad thing in this age of clueless texters.
The discount is even greater if you have a long time record of no tickets and no accidents. No one gets their insurance cancelled or rates raised as a result of participating in that monitoring program. The only factors that cause someone to lose coverage or have a premium increase are traffic convictions and accident claims.
Thanks for sharing you all! I just un-enrolled from that Smart-Driver feature from the Chevrolet mobile app. They do say however that they will keep recording/monitoring my driving but just will not share it until I re-enroll.
