Crashed!
Race Director
Joined: Mar 2011
Posts: 13,262
Likes: 3,151
From: SW Florida
2021 C6 of the Year Finalist - Modified
Race Director
Joined: Oct 2005
Posts: 14,555
Likes: 1,255
From: Saint Albans, WV
Safety Car
Joined: Sep 2013
Posts: 4,355
Likes: 2,634
From: Draper Utah
if you have good insurance (agreed value) him not having any insurance can work to your favor... your insurance will cover the damage and it will not go on your record or jack your rates... or at least that's how it worked out for the hot young stripper wife when she was rear ended and totalled a car last year... I hope this works out as well for you... good luck...
Thread Starter
Intermediate
Joined: Sep 2011
Posts: 44
Likes: 29
From: Anna, Texas
Race Director
Joined: May 2012
Posts: 15,768
Likes: 3,283
From: Phoenix area, AZ
Unfortunately in Texas you can't sue someone for more than their insurance will cover. I've been through it twice with 2 different lawyers, and one was with an uninsured motorist. The best you can hope for is for your own insurance to cover what you have on your own policy. Anything other than that just simply isn't going to happen. My insurance company has been trying for years to recoup my deductible with no luck. This is exactly why I changed my own coverage to the max my insurance company would cover me for.
Melting Slicks
Joined: May 2005
Posts: 3,461
Likes: 161
From: Las Vegas Nevada
St. Jude Donor '08
Unfortunately in Texas you can't sue someone for more than their insurance will cover. I've been through it twice with 2 different lawyers, and one was with an uninsured motorist. The best you can hope for is for your own insurance to cover what you have on your own policy. Anything other than that just simply isn't going to happen. My insurance company has been trying for years to recoup my deductible with no luck. This is exactly why I changed my own coverage to the max my insurance company would cover me for.
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Team Owner
Joined: Aug 2006
Posts: 25,105
Likes: 3,156
C6 of Year Finalist (appearance mods) 2019
Good luck OP with the repair. My 07 made a sad face after seeing your photos.
Race Director
Joined: Nov 2017
Posts: 12,759
Likes: 10,657
From: Prosper TX/Austin TX
2020 C6 of the Year Winner - Modified
Really sucks for you. I had a guy road rage and literally ram his car into mine. When the cops got there he claimed I turned into him. Thankfully a motorist that was behind me stayed to talk to the police & this guy ended up with multiple tickets including one for road rage. Still he tried to claim to his insurance that I hit him & that the motorist who stopped to talk to the police & I were in it together. In the end I had to wait until his insurance company received the police report stating he was at fault and his multiple tickets so the resolution took awhile.
Hope it works out for you.
Hope it works out for you.
Burning Brakes
Joined: Apr 2019
Posts: 809
Likes: 286
From: Johns Creek, Georgia
In New York where I lived for most of my life if you didn't have insurance the car couldn't be registered. If you let it lapse the registration was suspended and the fines were quite steep, eventually your license
would be suspended if you didn't get insurance. In Georgia I have uninsured motorist coverage. Sorry for your misfortune.
would be suspended if you didn't get insurance. In Georgia I have uninsured motorist coverage. Sorry for your misfortune.
Race Director
Joined: Jul 2005
Posts: 12,058
Likes: 3,590
From: Central MO
Find the dirtbag in a dark place and beat your satisfaction out of him. F'n bastard will just keep driving uninsured. The authorities should be able to put him in jail for at least 6 months to let him think about the error of his ways.
Race Director
Joined: May 2012
Posts: 15,768
Likes: 3,283
From: Phoenix area, AZ
At most he'll get a ticket out of it.
Team Owner
Joined: Mar 2004
Posts: 58,510
Likes: 1,843
From: Oklahoma City OK
C6 of Year Finalist (appearance mods) 2019
You got the dumbass part right at the start of your thread. I've heard of a lot of people who were definitely at fault trying to say that it was the victims fault!
Le Mans Master
Joined: Sep 2017
Posts: 5,767
Likes: 2,968
From: Rural NW Georgia. GO DAWGS!
2024 C8 of the Year Finalist - Unmodified
In New York where I lived for most of my life if you didn't have insurance the car couldn't be registered. If you let it lapse the registration was suspended and the fines were quite steep, eventually your license
would be suspended if you didn't get insurance. In Georgia I have uninsured motorist coverage. Sorry for your misfortune.
would be suspended if you didn't get insurance. In Georgia I have uninsured motorist coverage. Sorry for your misfortune.
Melting Slicks
Joined: Aug 2009
Posts: 3,067
Likes: 2,173
From: Schaller Iowa
I think it would have been much more satisfying to drag his *** out of his car and beat the crap out of him. Regarding his lying BS, that's why I've installed two dashcams so far in my DD and the C6. I plan on getting one for each vehicle.
Heel & Toe
Joined: Feb 2017
Posts: 21
Likes: 5
From: Pittsboro Indiana
Race Director
Joined: Oct 2005
Posts: 14,555
Likes: 1,255
From: Saint Albans, WV
